Approach

Yellow Cowries’ Approach to Financial Literacy

Yellow Cowries has approached the tough challenge of improving financial literacy by providing financial literacy coaching and mentoring, leveraging its unique group sessions, ‘Yellow Cowries Financial Literacy Learning Clubs/Circles’ in secondary schools and Universities (YC Clubs/Circles). These activities run as after-school programs, clubs, seminars, group interactions etc. using the following Yellow Cowries proprietary tools:

YC Financial Literacy Book (Curriculum):

Yellow Cowries’ flagship book titled “Financial Wellbeing: How to Plan, Save and Invest for Financial Freedom” is a comprehensive curriculum, currently used in the YC Clubs and circles.

Games

These games which are used as playing or flash cards contain financial literacy tips, which players learn during rounds of playing. The game is also available as a mobile app available on the Google Play store.

Yellow Cowries Learning Clubs/Circles (YC Clubs/Circles):

These are group sessions that leverage the Yellow Cowries curriculum to discuss and learn financial tips. These typically take place in small or large groups within schools, groups and associations. The club sessions run once weekly, and it takes members from 6 to 25 weeks to complete the YC curriculum (depending on the partner’s preference).

Budgeting Tools and Resources

Yellow Cowries provides templates for preparing budgets plans to help keep users on track for a financially secure future. This also promotes a culture of financial planning in the users, as they practise the learnings from the game and curriculum.

Programs

Yellow Cowries Flagship Programs and Activities

YC Mentorship program

Yellow Cowries leverages the YC clubs’ platform to drive mentorship programmes for students in public schools. This is an opportunity to continuously interact with students to instil sound values from a young age – Academics, Career and Finance. Yellow Cowries partners with staff of reputable organisations, especially financial institutions as facilitators at the mentorship sessions. These mentees can also move on to become financial literacy ambassadors.

YC Financial Literacy Learning Clubs/Circles

These are group sessions that leverage the Yellow Cowries curriculum to discuss and learn financial tips. These typically take place in small or large groups within schools, groups, and associations.

Global Money Week and World Savings Day Activities

Yellow Cowries organizes customised activities for the students across the relevant schools, during the different financial literacy-focused events that are marked in the year

YC Annual Financial Literacy Brainee Competition

This is a platform to test the level of financial literacy and capability of the students, who have been part of the YC financial literacy club. It also helps these students to exercise their ability to think smart, make quick decisions and judgements, especially with respect to their financial lives.